Focus on: NEW market-leading cash ISA paying 3.07%
May 13, 2012 – 9:51 pmTags: New, New Marketleading
Nathan DeLadurantey teaching at CLE session
May 13, 2012 – 7:56 amMilwaukee bankruptcy lawyer, Nathan DeLadurantey will be teaching at the CLE session this week. The session is called Consumer Bankruptcy From Start to Finish and will be a two day seminar.
DeLadurantey will be speaking on the first day of the conference from 1:30 to 2:15 and will be discussing how to file for Chapter 7 bankruptcy.
He will begin by talking about how to complete the necessary forms needed to file for this type of bankruptcy and finish by discussing what you should know when filing these forms electronically. He will end the day by joining a discussion panel from 4 to 4:30 p.m. and will be available for the question and answer portion.
Tags: Cle Session, Nathan Deladurantey, Session
Rude People Have Better Credit?
May 12, 2012 – 1:01 am
Impatient people have lower credit scores according to a study released in December 2011. But, new data shows a correlation between rudeness and high credit scores. According to a Huffington Post article, some of the rudest cities in the nation are also homes to consumers with the highest credit scores.
Based on an annual survey from Travel + Leisure magazine, New York, Miami, D.C., Los Angeles, and Boston are the top 5 rudest cities in the nation. And, Huffington Post says, 4 of those 5 cities also have credit scores higher than the national average: D.C. 686, Los Angeles 684, Boston 687, and New York 682.
What do people in these cities have that residents of other cities don’t? Huffington Post suggests their aggressive nature keeps them on top of their accounts and paying on time. HP also points out that cities with diversity may encourage consumers to diversity their financial accounts. The mix of your credit accounts is 10% of your credit score, so having different kinds of accounts, credit card and loans, helps your credit score.
In addition, Travel + Leisure says that big cities are known for being direct. Di
Tags: Credit
What To Look At When Comparing Auto Loans
May 5, 2012 – 12:41 pmWhen looking for a suitable auto loan, there is always the need to compare among different loans. There are features which you need to look at if you want to get the best deal possible. The following are some of the features to look at.
You need to look at the interest rates charged on the auto loan. Interest rates charged will vary depending on certain factors. These factors include the type of car, your credit rating, and the lender among others. It is therefore important that you compare interest rates not only to find the lowest but also rates which suit your situation perfectly.
You also need to compare the penalties the lender will put in place incase of failure to pay an installment. You never know what will happen tomorrow. Is the lender willing to come to a compromise on your situation or will they be out for your blood if you fail to pay in time. You need to find an auto loan lender who, instead of adding to the financial problems you might have leading to failure to pay, will put in measures to enable you pay up comfortably.
Apart from penalties, also compare the incentives offered to encourage prompt payment.
Tags: Loans
How to be more energy efficient
April 13, 2012 – 2:15 amTags: Energy, Energy Efficient